By the time you read this, you will have but a short time left before having to file your 2013 Federal income tax return.  While it’s likely too late to change what you’ll pay this time around, start looking to the future now and put a strategy in place to reduce your tax bite in 2014 and beyond. The words “tax planning” have become associated with the wealthy, right?  Wrong!  If you pay taxes, you need tax planning.  If you only visit your tax ...

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